by Kevan Melchiorre, CFP® | May 21, 2025 | Insights
The recent decision by Moody’s to downgrade the United States’ credit rating from Aaa to Aa1 completes the trifecta of major rating agencies that have removed America’s top-tier debt status. Following Standard & Poor’s action in 2011 and...
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by Kevan Melchiorre, CFP® | May 8, 2025 | Insights
Financial success in investing often comes down to patience, discipline, and maintaining a long-term perspective. Warren Buffett, the “Oracle of Omaha,” has exemplified these principles throughout his illustrious five-decade tenure as Berkshire...
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by Kevan Melchiorre, CFP® | May 8, 2025 | Insights
As tax laws shift and markets fluctuate, high-income professionals are increasingly searching for ways to invest more strategically. For professionals in higher tax brackets, whether that be doctors, dentists, or business owners to name a few, tax-efficient investing...
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by Kevan Melchiorre, CFP® | Apr 21, 2025 | Insights
One of the most fundamental principles of investing is portfolio diversification. It is a proven approach to effectively manage risk in your portfolio while still maintaining opportunity for desirable returns. Yet, despite its importance, many portfolios may be too...
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by Kevan Melchiorre, CFP® | Mar 27, 2025 | Insights
The Federal Reserve’s monetary policy decisions continue to shape financial markets in significant ways. Throughout 2025, the Fed has maintained steady interest rates despite various economic pressures, including concerns over tariffs, consumer confidence, and...
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