by Kevan Melchiorre, CFP® | Feb 18, 2025 | Insights
Albert Einstein reportedly once told his accountant, “the hardest thing in the world to understand is income taxes.” Decades later, his observation remains just as relevant—if not more—given the increasing complexity of our tax system. While April 15 marks...
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by Kevan Melchiorre, CFP® | Jan 13, 2025 | Insights
Take stock of your cash flow. Spend time reviewing your total income vs. expenses for 2024 and determine: (1) Were you net positive (i.e., you brought in more income than went out in expenses), (2) How much did you save throughout the year? (3) What percentage of your...
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by Kevan Melchiorre, CFP® | Dec 12, 2024 | Insights
As the year winds down, investors already looking to be tax efficient within their non-retirement investment portfolios may get an unwelcome surprise: year-end capital gain distributions from mutual funds. While these distributions might seem like a positive...
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by Kevan Melchiorre, CFP® | Dec 11, 2024 | Insights
One of my favorite songs from 1980’s band, Journey, seems to best capture this year for investors: “Don’t stop believin’, hold on to that feelin’.” 2024 has been a year of major market, economic, and political concerns for many investors. Worries...
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