by Jama Grotelueschen, CFP® | Sep 9, 2025 | Insights
What does financial independence mean to you? For some, it’s retiring early to travel the world. For others, it’s the ability to cut back on work, spend more time with family, or pursue passion projects—without worrying about financial stress. At Tenet Wealth...
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by Jama Grotelueschen, CFP® | Aug 18, 2025 | Insights
For high-income individuals, building a secure retirement isn’t just about saving more—it’s about saving smarter. Traditional retirement accounts often come with income limits or contribution ceilings that restrict your ability to maximize tax-deferred or...
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by Jama Grotelueschen, CFP® | Jul 15, 2025 | Insights
One of the most commonly cited strategies in retirement planning is the 4% rule—a guideline intended to help retirees avoid outliving their savings. It’s simple, easy to remember, and has been used for decades. But does it still hold up today? What Is the 4% Rule? The...
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by Jama Grotelueschen, CFP® | Jun 16, 2025 | Insights
Among the many tools available to high-income individuals, Health Savings Accounts (HSAs) are often underutilized. They can serve as both a short-term benefit and a long-term strategic asset. Understanding the Triple-Tax Advantage HSAs are unique in that they offer a...
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by Jama Grotelueschen, CFP® | Jun 3, 2025 | Insights
Paying for college while still preparing for retirement is one of the most financially demanding periods of life. For high-income households, the challenge isn’t just affording education—it’s doing so without disrupting long-term financial security. 529 College...
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