by Jama Grotelueschen, CFP® | Jun 16, 2025 | Insights
Among the many tools available to high-income individuals, Health Savings Accounts (HSAs) are often underutilized. They can serve as both a short-term benefit and a long-term strategic asset. Understanding the Triple-Tax Advantage HSAs are unique in that they offer a...
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by Jama Grotelueschen, CFP® | Jun 3, 2025 | Insights
Paying for college while still preparing for retirement is one of the most financially demanding periods of life. For high-income households, the challenge isn’t just affording education—it’s doing so without disrupting long-term financial security. 529 College...
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by Jama Grotelueschen, CFP® | May 12, 2025 | Insights
When it comes to preparing for retirement, it’s easy to feel overwhelmed by all the choices—and even easier to assume that certain strategies don’t apply to you. If you’ve ever been told you make too much to contribute to a Roth IRA, you may have quietly accepted it...
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by Jama Grotelueschen, CFP® | Apr 11, 2025 | Insights
Retirement planning is about more than setting aside money—it’s about making every dollar work harder. With the right strategy, tax-advantaged accounts can help grow wealth efficiently, reduce future tax exposure, and protect what you’ve built for the long term. The...
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by Jama Grotelueschen, CFP® | Mar 20, 2025 | Insights
Retirement is a time for relaxation, adventure, and enjoying life after decades of hard work. Yet, for many, the fear of running out of money can overshadow this stage of life. Retirement planning isn’t just about having enough savings—it’s about making...
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