Take stock of your cash flow. Spend time reviewing your total income vs. expenses for 2024 and determine: (1) Were you net positive (i.e., you brought in more income than went out in expenses), (2) How much did you save throughout the year? (3) What percentage of your...
As the year winds down, investors already looking to be tax efficient within their non-retirement investment portfolios may get an unwelcome surprise: year-end capital gain distributions from mutual funds. While these distributions might seem like a positive...
One of my favorite songs from 1980’s band, Journey, seems to best capture this year for investors: “Don’t stop believin’, hold on to that feelin’.” 2024 has been a year of major market, economic, and political concerns for many investors. Worries...
As dedicated financial advisors and planners, we are constantly looking for innovative ways for our clients to save for, and secure, their retirement wishes. One unique solution that has gained popularity amongst small business owners, especially among dentists and...
Financial markets have delivered remarkable performance thus far in 2024, giving investors numerous reasons for optimism this holiday season. Despite facing challenges, including Federal Reserve policy shifts, election uncertainty, and geopolitical tensions, major...