In recent weeks, investors have witnessed an intriguing phenomenon: long-term interest rates have climbed despite the Federal Reserve’s recent rate cuts. The 10-year U.S. Treasury yield, a key benchmark, has surged from 3.62% to as high as 4.38%. This...
In the heart of Champaign, Illinois, where the bustling university town meets the serene Midwestern landscape, John and Sarah Thompson found themselves at a crossroads. At 58 and 56 years old respectively, this pre-retiree couple had spent decades building their...
As the year draws to a close, many investors will find themselves considering beneficial planning strategies, especially those that may provide current or future tax benefits. One powerful tool that often comes into focus this time of year is a Roth conversion. At its...
As we begin the final quarter of the year, financial markets and the economy have defied the expectations of many investors. Rather than falling into recession, the economy has grown steadily, albeit at a slower pace, and inflation rates have fallen toward the Fed’s...
As the year draws to a close, savvy investors and taxpayers turn their attention to a crucial financial task: year-end tax planning. It may be even more top of mind this year with a presidential election approaching and the potential for tax policy changes in 2025...