by Kevan Melchiorre, CFP® | Aug 20, 2025 | Insights
For nearly nine decades, Social Security has served as a cornerstone retirement program, but demographic shifts and fiscal pressures have raised questions about its long-term viability. While this federal program remains crucial for millions of Americans, it...
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by Kyle Wetters, CFP® | Aug 20, 2025 | Insights
Healthcare expenses are one of the most significant and often underestimated costs in retirement. While many retirees plan for basic insurance premiums and routine medical care, hidden healthcare expenses can quickly erode your nest egg if you’re not prepared. As a...
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by Jama Grotelueschen, CFP® | Aug 18, 2025 | Insights
For high-income individuals, building a secure retirement isn’t just about saving more—it’s about saving smarter. Traditional retirement accounts often come with income limits or contribution ceilings that restrict your ability to maximize tax-deferred or...
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by Kevan Melchiorre, CFP® | Aug 17, 2025 | Insights
As a high-income professional or business owner, you may be looking for additional ways to save tax-efficiently for retirement beyond traditional plans—like 401(k)s or IRAs—especially after maximizing annual contributions. You may also be asking yourself how you can...
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by Kevan Melchiorre, CFP® | Jul 30, 2025 | Insights
Corporate earnings reports typically offer valuable insights into business performance, but this earnings cycle holds particular significance given ongoing tariff policies. Despite major equity indices hitting record levels amid more stable trade relations, questions...
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by Jama Grotelueschen, CFP® | Jul 15, 2025 | Insights
One of the most commonly cited strategies in retirement planning is the 4% rule—a guideline intended to help retirees avoid outliving their savings. It’s simple, easy to remember, and has been used for decades. But does it still hold up today? What Is the 4% Rule? The...
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