by Kevan Melchiorre, CFP® | Oct 3, 2025 | Insights
Cryptocurrency has continued to earn time in the spotlight recently as a growing yet unique asset. It can also feel a bit mysterious and confusing, especially if you’re hearing about it for the first time. This can lead to common questions such as: Is it an...
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by Kyle Wetters, CFP® | Oct 3, 2025 | Insights
Charitable giving has long been a core part of many families’ financial and estate plans. Beginning in 2026, the One Big Beautiful Bill Act (OBBBA) introduces several significant changes that affect how both individuals and corporations can claim charitable...
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by Jama Grotelueschen, CFP® | Oct 3, 2025 | Insights
Life rarely moves in a straight line. Careers evolve, families grow, goals shift—and each of these transitions can have a major impact on your finances. That’s why a financial plan shouldn’t be a static document. Instead, it should adapt alongside you. If you’ve...
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by Kevan Melchiorre, CFP® | Oct 3, 2025 | Insights
The end of the year isn’t just for holiday parties and reflection—it’s also the perfect time to take a strategic look at your finances. For high-earning professionals, year-end planning means more than just balancing a budget—it’s about leveraging advanced strategies...
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by Kevan Melchiorre, CFP® | Sep 24, 2025 | Insights
The investment adage “don’t fight the Fed” emerged in the 1970s and remains increasingly relevant today. This concept emphasizes that Federal Reserve monetary policy decisions can significantly influence markets and economic conditions, making them...
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by Kevan Melchiorre, CFP® | Sep 16, 2025 | Insights
Real estate has long been a cornerstone of wealth-building strategies, prized for its ability to generate passive income, hedge against inflation, and provide portfolio diversification. But is real estate investing in 2025 still a wise move—especially given rising...
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by Kevan Melchiorre, CFP® | Sep 12, 2025 | Insights
“Life affords no greater responsibility, no greater privilege, than the raising of the next generation.” This profound observation by former United States Surgeon General C. Everett Koop captures what many consider the ultimate aspiration: creating an...
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by Kyle Wetters, CFP® | Sep 9, 2025 | Insights
You’ve invested time, education, and discipline to build your career—shouldn’t your financial assets be held to the same standard of performance? For many high-achieving professionals, wealth accumulation is a byproduct of hard work. But accumulation without...
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by Jama Grotelueschen, CFP® | Sep 9, 2025 | Insights
What does financial independence mean to you? For some, it’s retiring early to travel the world. For others, it’s the ability to cut back on work, spend more time with family, or pursue passion projects—without worrying about financial stress. At Tenet Wealth...
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by Kevan Melchiorre, CFP® | Aug 28, 2025 | Insights
Recent remarks from Fed Chair Jerome Powell at the annual Jackson Hole conference have garnered significant media attention, with Powell strongly suggesting that a September interest rate reduction is probable. Powell highlighted the need to balance concerns about...
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by Kyle Wetters, CFP® | Aug 27, 2025 | Insights
At Tenet Wealth Partners, we understand the shifting tax landscape can be daunting—especially when new legislation includes hidden pitfalls. The recently enacted One Big Beautiful Bill Act (OBBBA) offers a major change to the state and local tax (SALT) deduction—but...
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by Kevan Melchiorre, CFP® | Aug 20, 2025 | Insights
For nearly nine decades, Social Security has served as a cornerstone retirement program, but demographic shifts and fiscal pressures have raised questions about its long-term viability. While this federal program remains crucial for millions of Americans, it...
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by Kyle Wetters, CFP® | Aug 20, 2025 | Insights
Healthcare expenses are one of the most significant and often underestimated costs in retirement. While many retirees plan for basic insurance premiums and routine medical care, hidden healthcare expenses can quickly erode your nest egg if you’re not prepared. As a...
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by Jama Grotelueschen, CFP® | Aug 18, 2025 | Insights
For high-income individuals, building a secure retirement isn’t just about saving more—it’s about saving smarter. Traditional retirement accounts often come with income limits or contribution ceilings that restrict your ability to maximize tax-deferred or...
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by Kevan Melchiorre, CFP® | Aug 17, 2025 | Insights
As a high-income professional or business owner, you may be looking for additional ways to save tax-efficiently for retirement beyond traditional plans—like 401(k)s or IRAs—especially after maximizing annual contributions. You may also be asking yourself how you can...
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by Kevan Melchiorre, CFP® | Jul 30, 2025 | Insights
Corporate earnings reports typically offer valuable insights into business performance, but this earnings cycle holds particular significance given ongoing tariff policies. Despite major equity indices hitting record levels amid more stable trade relations, questions...
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by Jama Grotelueschen, CFP® | Jul 15, 2025 | Insights
One of the most commonly cited strategies in retirement planning is the 4% rule—a guideline intended to help retirees avoid outliving their savings. It’s simple, easy to remember, and has been used for decades. But does it still hold up today? What Is the 4% Rule? The...
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by Kevan Melchiorre, CFP® | Jul 9, 2025 | Insights
Following extensive deliberations, Congress has enacted comprehensive tax and spending legislation that President Trump signed into law on Independence Day, which is known as the “One Big Beautiful Bill” Act (or OBBBA). This sweeping budget encompasses...
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by Kyle Wetters, CFP® | Jul 3, 2025 | Insights
Planning for long-term care is one of the most overlooked aspects of retirement. It’s uncomfortable to think about, but the financial impact of needing extended care later in life can be substantial—and potentially devastating to your savings or your family’s...
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by Kevan Melchiorre, CFP® | Jul 1, 2025 | Insights
Following years of diligent saving and prudent investing, transferring accumulated wealth to the next generation eventually becomes a paramount concern. This is the essence of wealth transfer planning. Many investors generally begin their initial planning by...
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