News & Insights
Explore insights across key areas of financial planning, investing, and wealth strategy.
Latest Insights
A Fifth Year for the Bull Market: Keeping Your Financial Plan in Focus
A rising market can bring reassurance, and a new set of questions. As the bull market enters its fifth year, this is a good time to look at what has...
Q4 2026 Market Outlook: What Rising Rates, Market Highs, and the Fed Could Mean for Investors
The third quarter gave investors plenty to digest. Interest rates climbed to levels not seen in roughly two decades, putting pressure on bonds. At...
How Much Money Americans in Their 30s and 40s Have in Their 401(k)s
Kevan Melchiorre, CFP®, Co-Founder of Tenet Wealth Partners, recently shared his perspective with CNBC on the role of 401(k)s in retirement...
Revocable vs. Irrevocable Trusts: Do You Give Up Control?
Trusts can play an important role in an estate plan, but the terminology often creates confusion. One question we hear frequently is: “What is the...
Investing in AI: Understanding the Value Chain Behind the Headlines
Artificial intelligence has quickly moved from an emerging technology to an everyday tool. A chatbot can answer a question, summarize a document, or...
Why Higher Real Interest Rates Matter for Long-Term Investors
Interest rates have become one of the defining themes in today's financial markets. They influence everything from borrowing costs and mortgage...
Retirement Planning
Fiduciary Advice and the Value of Trust in Financial Planning
Financial planning often involves far more than numbers alone. Major financial decisions are...
What Financial Independence Really Means
For many people, financial independence is often framed as a number—a savings milestone,...
Using a Roth IRA for Children in a Family Business
A Roth IRA can be a powerful way for small business owners to build wealth for the next generation. Learn how this strategy works and why starting early can make a lasting impact.
Tax Planning
Why Donating Appreciated Stock May Be More Tax-Efficient Than Selling It
Donating appreciated stock instead of selling it may help reduce capital gains taxes while supporting your charitable goals more efficiently.
Tax Season Financial Planning: How to Evaluate Your Cash Flow
Your tax return provides more than numbers—it offers a clear snapshot of your financial life. Here’s how to use tax season to evaluate your cash flow strategically.
Can I Create a Roth if I’m Over the Income Limit? – Backdoor Roth IRA: How It Works, Pros & Tax Considerations
If your income exceeds Roth IRA contribution limits, a backdoor Roth conversion may offer a strategy to fund a Roth IRA indirectly. Here’s how it works and what to consider.
Investment Management & Financial Markets
October 2026 Market Update: What AI Spending, Interest Rates, and Economic Growth Mean for Investors
After a strong run earlier in the year, stocks turned more volatile. Technology shares came under pressure as investors weighed the rising cost of artificial intelligence (AI). The Federal Reserve held interest rates steady, inflation stayed above the Fed’s target, and the U.S. economy continued to grow at a solid pace.
A Fifth Year for the Bull Market: Keeping Your Financial Plan in Focus
A rising market can bring reassurance, and a new set of questions. As the bull market enters its fifth year, this is a good time to look at what has changed, what has not, and how both fit into your financial plan.
Q4 2026 Market Outlook: What Rising Rates, Market Highs, and the Fed Could Mean for Investors
The third quarter gave investors plenty to digest. Interest rates climbed to levels not seen in roughly two decades, putting pressure on bonds. At the same time, strong corporate earnings helped major U.S. stock indexes reach new highs. Oil prices moved higher, the Federal Reserve raised rates for the first time in three years, and questions around artificial intelligence and the upcoming midterm election continued to make headlines.
Estate Planning
Prevent a Rift: Money Tips for Newlyweds
One survey found that 35% of couples attribute stress in their relationship to financial issues. This could explain why some experts say financial...
Rethinking RMDs: The Key to Smarter Retirement Planning
Retirement is a milestone many eagerly anticipate—a time for relaxation, pursuing hobbies, and cherishing family moments. But when it comes to...
When Life Changes, So Should Your Financial Plan: 5 Key Times to Reevaluate
Life rarely moves in a straight line. Careers evolve, families grow, goals shift—and each of these transitions can have a major impact on your...
Cash Flow Planning
How the Housing Market Shapes the Broader Economy & Your Financial Picture
The housing market plays a critical role in both the broader economy and your personal financial picture. From home prices and mortgage rates to household debt and long-term wealth, understanding these dynamics can help you make more informed financial decisions.
Tax Season Financial Planning: How to Evaluate Your Cash Flow
Your tax return provides more than numbers—it offers a clear snapshot of your financial life. Here’s how to use tax season to evaluate your cash flow strategically.
Your Emergency Fund: How Much Is Enough?
Unexpected expenses happen. An emergency fund can help reduce financial stress and provide stability. Here’s how to determine how much you may need.
Business Owners / Executive Planning
Charitable Giving Under the One Big Beautiful Bill Act: What’s Changing in 2026
Charitable giving has long been a core part of many families’ financial and estate plans. Beginning in 2026, the One Big Beautiful Bill Act (OBBBA)...
When Life Changes, So Should Your Financial Plan: 5 Key Times to Reevaluate
Life rarely moves in a straight line. Careers evolve, families grow, goals shift—and each of these transitions can have a major impact on your...
Year-End Financial Worksheet for High-Earning Professionals: Optimize Wealth & Set Strategic Goals for 2026
The end of the year isn’t just for holiday parties and reflection—it’s also the perfect time to take a strategic look at your finances. For...
Insurance Planning
When Life Changes, So Should Your Financial Plan: 5 Key Times to Reevaluate
Life rarely moves in a straight line. Careers evolve, families grow, goals shift—and each of these transitions can have a major impact on your...
Year-End Financial Worksheet for High-Earning Professionals: Optimize Wealth & Set Strategic Goals for 2026
The end of the year isn’t just for holiday parties and reflection—it’s also the perfect time to take a strategic look at your finances. For...
Top Hidden Healthcare Costs in Retirement and How to Plan for Them
Healthcare expenses are one of the most significant and often underestimated costs in retirement. While many retirees plan for basic insurance...
Charitable Planning
Charitable Giving Under the One Big Beautiful Bill Act: What’s Changing in 2026
Charitable giving has long been a core part of many families’ financial and estate plans. Beginning in 2026, the One Big Beautiful Bill Act (OBBBA)...
Year-End Financial Worksheet for High-Earning Professionals: Optimize Wealth & Set Strategic Goals for 2026
The end of the year isn’t just for holiday parties and reflection—it’s also the perfect time to take a strategic look at your finances. For...
Proactive Tax Planning – 5 Key Considerations for Your Overall Financial Plan
Albert Einstein reportedly once told his accountant, "the hardest thing in the world to understand is income taxes." Decades later, his observation...
Medical Professionals
What Is a Fiduciary? Understanding Our Duty to Act in Your Best Interest
When it comes to managing your wealth, few terms carry more significance than "fiduciary." Choosing the right financial advisor is one of the most...
A Physician’s Guide to Financial and Retirement Planning
As a physician, you dedicate your life to caring for others, often placing your own financial well-being on the back burner. The path to financial...
Understanding Cash Balance Pension Plans: A Comprehensive Guide for Dentists and Private Practice Doctors
As dedicated financial advisors and planners, we are constantly looking for innovative ways for our clients to save for, and secure, their...