News & Insights
Explore insights across key areas of financial planning, investing, and wealth strategy.
Latest Insights
Backdoor Roth IRA Explained
Keeping Your Investment Plan on Track—No Matter the Market
Making investment decisions isn’t just about information—it’s also about behavior. While investors may trust their instincts when selecting...
Staying the Course: What Earnings Season Means for Your Investments
While the calendar marks four seasons each year, the financial markets follow a rhythm of their own. Four times a year, companies report their...
A Look at Diversification
Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several different...
How OPEC, Tariffs, and Record Highs Intersect with Long- Term Investing
Throughout much of stock market history, investing centered primarily on the selection of individual stocks and bonds. Over recent decades, however,...
Using a Roth IRA for Children in a Family Business
Small business owners may find it challenging to find ways to provide additional benefits to their children who work for the company. One often...
Retirement Planning
Rethinking RMDs: The Key to Smarter Retirement Planning
Retirement is a milestone many eagerly anticipate—a time for relaxation, pursuing hobbies, and...
Navigating Tax Law Changes for 2026 Tax Planning
Significant tax law changes taking effect in 2026 may impact retirement contributions, deductions, and Social Security taxation. Understanding how these updates fit into your broader financial plan can help you identify opportunities and avoid unintended consequences.
How to Use a Health Savings Account (HSA) to Maximize Tax Benefits
Many people think of a Health Savings Account (HSA) as simply a way to pay for medical expenses,...
Tax Planning
How Qualified Charitable Distributions (QCDs) Can Lower Your Tax Bill in Retirement
For many retirees, charitable giving is about more than generosity - it’s also a way to align financial strategy with personal values. Qualified...
6 Tax Moves and Planning Tips Before December 31
As the final weeks of 2025 tick by, many of us are already thinking about holiday celebrations, family gatherings, and New Year’s resolutions. But...
Charitable Giving Under the One Big Beautiful Bill Act: What’s Changing in 2026
Charitable giving has long been a core part of many families’ financial and estate plans. Beginning in 2026, the One Big Beautiful Bill Act (OBBBA)...
Investment Management & Financial Markets
Keeping Your Investment Plan on Track—No Matter the Market
Investment decisions are often influenced by emotion rather than strategy. Understanding these tendencies can help you stay focused on long-term goals and make more disciplined choices.
Staying the Course: What Earnings Season Means for Your Investments
Markets move through cycles, and different investments perform at different times. Understanding earnings trends can help you stay positioned for long-term success.
A Look at Diversification
Diversification is a foundational investment strategy designed to help manage risk. Learn how spreading investments across asset classes and industries can create a more balanced and resilient portfolio.
Estate Planning
Wealth Transfer Planning: Important Estate Planning Considerations in Uncertain Times
Following years of diligent saving and prudent investing, transferring accumulated wealth to the next generation eventually becomes a paramount...
Proactive Tax Planning – 5 Key Considerations for Your Overall Financial Plan
Albert Einstein reportedly once told his accountant, "the hardest thing in the world to understand is income taxes." Decades later, his observation...
Tenet’s Top 25 Planning Tips for 2025
Take stock of your cash flow. Spend time reviewing your total income vs. expenses for 2024 and determine: (1) Were you net positive (i.e., you...
Cash Flow Planning
Year-End Financial Worksheet for High-Earning Professionals: Optimize Wealth & Set Strategic Goals for 2026
The end of the year isn’t just for holiday parties and reflection—it’s also the perfect time to take a strategic look at your finances. For...
Is Your Money Working as Hard as You? A Strategic Approach to Evaluating your Investment Portfolio
Curious whether your investment strategy is truly optimized? This in-depth blog post from Kyle Wetters, CFP® explores five advanced strategies to enhance investment performance through intelligent planning, portfolio review, and fiduciary advice.
What Is Financial Independence—and How Can You Achieve It in 2025?
What does financial independence mean to you? For some, it’s retiring early to travel the world. For others, it’s the ability to cut back on work,...
Business Owners / Executive Planning
Cash Balance Plans: A Powerful Retirement Strategy for High Earners
As a high-income professional or business owner, you may be looking for additional ways to save tax-efficiently for retirement beyond traditional...
“One Big Beautiful Bill” Has Passed – Key Tax Changes & What It Means for Individuals, Businesses, and the Deficit
Following extensive deliberations, Congress has enacted comprehensive tax and spending legislation that President Trump signed into law on...
5 Key Market Insights for the Second Half of 2025
At first glance, the initial months of 2025 have presented obstacles for market participants. Between trade tensions and market volatility, along...
Insurance Planning
Creating a Solid Roadmap: A Guide to Planning for Long-Term Care
Addressing long-term care needs is not just a matter of health but also a crucial financial consideration that can significantly impact their overall financial well-being.
Financial Security for the Future: Exploring the Benefits of Wealth Transfer Life Insurance
In an era of economic uncertainty and shifting financial landscapes, securing one’s financial future has become more critical than ever.
Comprehensive Guide to Asset Protection Strategies
In today's society, safeguarding your hard-earned assets has never been more crucial. Asset protection, a proactive approach to shielding your...
Charitable Planning
Enhance Tax Savings Through Year-End Planning
As the year draws to a close, savvy investors and taxpayers turn their attention to a crucial financial task: year-end tax planning. It may be even...
Unlocking Tax Advantages: Your Guide to Qualified Charitable IRA Distributions
Are you looking for innovative ways to make a difference while saving on taxes? If so, you'll be interested in exploring the world of qualified...
Maximizing Tax Benefits and Creating Lasting Change: The Case for Donor Advised Funds
Are you looking for a way to make a lasting impact with your charitable donations while also maximizing your tax benefits? Look no further than...
Medical Professionals
From Medical School to Financial Success: How Financial Advisors Can Help Physicians Thrive
Are you a physician looking to optimize your financial success? Transitioning from medical school to a lucrative career can be challenging, but with...
Kevan Melchiorre, CFP® Featured In Medical Economics – How Physicians Can Pick The Best Financial Adviser
Kevan shares his perspectives on what factors physicians should consider when choosing a financial advisor. By Keith Loria Medical Economics...
A Doctor’s Guide To Tax-Efficient Strategies
In this webinar, the Tenet team discusses tax-efficient tips and strategies that doctors, dentists, and other medical practitioners can consider as...