News & Insights

Interest rates have become one of the defining themes in today’s financial markets. They influence everything from borrowing costs and mortgage rates to bond prices and stock valuations. As Treasury yields have risen to levels not seen in years, many investors are asking what this means for their portfolios. One concept that has become increasingly important is the real interest rate, sometimes called the real yield. Unlike a bond’s stated interest rate, a real yield accounts for inflation, providing a clearer picture of purchasing power over time. Understanding how real interest rates work, and why they have moved higher, can provide helpful context when evaluating today’s investment environment and reviewing a long-term financial plan.

News of potential public offerings from high profile companies like SpaceX, OpenAI, and Anthropic has generated significant excitement among investors. When well-known private companies announce plans to go public, it’s natural to wonder whether these opportunities deserve a place in your portfolio.